Q: Are my dependents covered for Health Insurance?

 

A: No. Your spouse and children are not eligible under this plan. However, they may be eligible for other health care programs. The San Francisco Health Plan (SFHP) can help you find coverage for your dependents.

For more information about health care for your spouse and/or children, call
(415) 547-7800 or 1-800-288-5555.
Your dependents may be eligible for dental coverage, however.

To learn more, please call our Benefits Coordinator at
(415) 593-8125.


Q: Do I get Dental Benefits automatically or do I have to apply?

 

A: All eligible IHSS workers must apply in order to receive Dental Benefits. An application packet will be automatically sent to you from Liberty Dental when you become eligible for Dental Benefits.


Q: Do I have to apply for Medical Benefits?

A: Yes, you must fill out an application form to begin receiving Medical insurance through the HealthyWorkers health plan. Applications are automatically mailed to those who are eligible.


Q: Do I have to pay each month for Dental Benefits?

A: There is a required monthly premium contribution. The amount you pay depends on the plan you enroll in, and varies from $1 to $3.


Q: How much do I pay for my Medical health plan?

A: Currently, eligible IP's pay three dollars ($3.00) monthly for HealthyWorkers health insurance. This also includes a vision care plan (VSP).


Q: When do I receive my health and/or dental card?

A: San Francisco Health Plan (SFHP) and/or Liberty Dental will mail the card during the month of the effective date.


Q: When is my effective date of coverage?

A: If the enrollment form is received on or before the 12th day of the month, coverage will begin on the first day of the following month. If the enrollment form is received after the 12th day of the month, coverage will begin on the first day of the month after the following month.

(Example: If the enrollment form is received on or before October 12th, coverage will begin on November 1st. If the enrollment form is received after October 12th, coverage will begin on December 1st.)


Q: When will I receive the health benefits information package?

A: If an Independent Provider (IP) is eligible for health coverage and has not yet received a package from HealthyWorkers, he or she should call the Benefits Coordinator at the IHSS Public Authority at
(415) 593-8125.


Q: Where can I find a dentist?

A: When the Independent Provider (IP) becomes eligible for dental coverage, a packet of information is automatically sent to him or her from Liberty Dental. This packet contains a directory of local dentists.


Q: Why did you terminate my health and/or dental plan?

A: If you are not authorized to work and have been paid for less than 25 hours for three consecutive months, your health and dental insurance will be terminated.

If your insurance is terminated, you MUST complete a new enrollment form and meet the corresponding eligibility criteria before your insurance can start again.

The IHSS Public Authority will notify you by letter a month before your insurance ends. If you have any questions regarding a termination, reinstatement or re-enrollment, please contact the Benefits Coordinator at the IHSS Public Authority at (415) 593-8125.


Q: May I add my dependents for Dental Benefits?

You may enroll dependents under the Liberty Dental LDP1 plan. Please contact the Benefits Coordinator at the IHSS Public Authority at (415) 593-8125.

Dependents may include:

  • Legal spouse
  • Domestic partner and their children.
  • Dependent children under 26 years of age
  • Dependent children with disabilities who are dependent upon you for support and are not able to support themselves due to physical or mental disability.